BUSINESS CHECKING ACCOUNTS
Interest Bearing Accounts
Business N.O.W. Account
(Sole Proprietor and eligible nonprofit organizations) An interest bearing account with unlimited check-writing privileges.
- Minimum to open - $100
- Minimum balance to earn the disclosed annual percentage yield - $1500
-** Monthly maintenance fees:
$1,500 or more - No Fee
Less than $1500 - $12.50
Business Blue Chip Account
A premier N.O.W.* account that offers a competitive market rate, while providing liquidity on deposits. *(Sole Proprietor and eligible non-profit organizations) ask if your business qualifies for a N.O.W. account.
- Minimum to open - $100
Earns a competitive market rate
- **Monthly Maintenance Fees:
$35,000 or more - No Fee
Less than $35,000 - $15
Analysis Business Checking
Designed for companies with higher activity & higher balances. Earn credit on your balance to offset some or all of your service fees.
- Minimum to open - $100
Monthly detail statement of all service charges.
Business Money Market Account
A tiered interest bearing account designed to pay higher interest rates on larger balances, with limited withdrawal privileges. *Limited to 6 withdrawals per statement cycle.
- Minimum to open - $100
- Minimum balance to earn the disclosed annual percentage yield - $2500
-**Monthly Maintenance Fee:
$2500 or more - No Fee
Less than $2500 - $12.50
- More than 6 withdrawals per statement cycle - $5 Each
**Maintenance fees are based on required minimum daily balance.
Non-Interest Bearing Accounts
Business Economy Account
A non-interest bearing account with limited check-writing privileges. Unlimited point of sale debit card and ATM*** transactions.
- Minimum to open - $100
No minimum balance required
- First 25 checks per statement cycle - No Fee
- Additional checks - $0.25
- Maintenance Service Charge - $5.00 per month
Regular Business Account
A non-interest bearing account with unlimited check-writing privileges.
- Minimum to open - $100
- **Monthly Maintenance Fees:
$2500 or more - No Fee
Less than $2500 - $12.50
**Maintenance fees are based on required minimum daily balance.
***No charge on ATM usage for First State Bank customers at any of our locations. ATM fee at other than First State Bank ATM is $1.50 plus any fee the ATM owner charges.
| UNLAWFUL INTERNET GAMBLING NOTICE |
| Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling. |
