BUSINESS CHECKING ACCOUNTS
Interest Bearing Accounts
Business N.O.W. Account
(Sole Proprietor and eligible nonprofit organizations) An interest bearing account with unlimited check-writing privileges.
- Minimum to open - $100
- Minimum balance to earn the disclosed annual percentage yield - $1500
-** Monthly maintenance fees:
$1,500 or more - No Fee
Less than $1500 - $12.50
Business Blue Chip Account
A premier N.O.W.* account that offers a competitive market rate, while providing liquidity on deposits. *(Sole Proprietor and eligible non-profit organizations) ask if your business qualifies for a N.O.W. account.
- Minimum to open - $100
Earns a competitive market rate
- **Monthly Maintenance Fees:
$35,000 or more - No Fee
Less than $35,000 - $15
Analysis Business Checking
Designed for companies with higher activity & higher balances. Earn credit on your balance to offset some or all of your service fees.
- Minimum to open - $100
Monthly detail statement of all service charges.
Business Money Market Account
A tiered interest bearing account designed to pay higher interest rates on larger balances, with limited withdrawal privileges. *Limited to 6 withdrawals per statement cycle.
- Minimum to open - $100
- Minimum balance to earn the disclosed annual percentage yield - $2500
-**Monthly Maintenance Fee:
$2500 or more - No Fee
Less than $2500 - $12.50
- More than 6 withdrawals per statement cycle - $5 Each
**Maintenance fees are based on required minimum daily balance.
Non-Interest Bearing Accounts
Business Economy Account
A non-interest bearing account with limited check-writing privileges. Unlimited point of sale debit card and ATM*** transactions.
- Minimum to open - $100
No minimum balance required
- First 25 checks per statement cycle - No Fee
- Additional checks - $0.25
- Maintenance Service Charge - $5.00 per month
Regular Business Account
A non-interest bearing account with unlimited check-writing privileges.
- Minimum to open - $100 **Maintenance fees are based on required minimum daily balance.
- **Monthly Maintenance Fees:
$2500 or more - No Fee
Less than $2500 - $12.50
***No charge on ATM usage for First State Bank customers at any of our locations. ATM fee at other than First State Bank ATM is $1.50 plus any fee the ATM owner charges.
