DEPOSIT ACCOUNT RATES

Annual percentage yield is accurate as of January 1, 2010.
RATES ARE SUBJECT TO CHANGE AT ANY TIME. 

Penalty may be imposed for early withdrawal. Fees may reduce earning on the account.

 

 RATE   

 APY

 Prime Rate 12/17/08  3.25%  
 Treasury:                          12/1/2009                     

 NOW                                 0.30%          0.30%     

 Super NOW                      0.69%          0.69%     

 MMDA (Tiered):    
 $0-$2,499                           0.00%          0.00%      
 $2,500-$24,999  0.50%  0.50%
 $25,000-$49,999  0.79%  0.79%
 $50,000-$89,000  0.90%  0.90%
 $90,000-over  1.60%  1.61%

Savings:                               0.30%         0.30%      

Certificates of Deposit:     
 3 month  0.50%       0.50%       
 6 month  0.80%  0.80%
 12 month  1.25%  1.26%
 18 month  1.25%  1.26%
 24 month  1.60%  1.61%
 36 month  1.85%  1.87%
 48 month Non Renewable**  1.89%  1.91%
 60 month  3.00%  3.04%
 84 month
 3.73%  3.80%
 ** Limited time only

Certificates of Deposit (Jumbo): 100,000 and over
  3 month  0.60%       0.60%       
  6 month  0.90%  0.90%
  12 month  1.35%  1.36%
  18 month  1.35%  1.36%
  24 month  1.70%  1.71%
  36 month  1.95%  1.97%
  48 month Non Renewable**  1.99%  2.01%
  60 month  3.10%  3.15%
  84 month
 3.73%  3.80%
  ** Limited time only

Certificates of Deposit (IRA):
  3 month  0.50%       0.50%       
  6 month  0.80%  0.80%
  12 month  1.25%  1.26%
  18 month  1.25%  1.26%
  24 month  1.60%  1.61%
  36 month  1.85%  1.87%
  48 month Non Renewable**  1.89%  1.91%
  60 month  3.00%  3.04%
  84 month
 3.73%  3.80%
  ** Limited time only

 

First State Bank Mortgage Services 830.626.8627