PERSONAL CHECKING ACCOUNTS
Interest-Bearing Accounts
Money Market (Checking) Account
A tiered interest bearing account designed to pay higher interest rates on larger balances, with limited check-writing privileges.
Minimum to open - $2500
Monthly maintenance / Service Charge:
$2500 or more - No Charge
Less than $2500 - $12.50
Federal regulations limit withdrawals to 6 per statement cycle.
More than 6 withdrawals per statement cycle - $5 Each
NOW Account
An interest bearing account with unlimited check-writing privileges.
Minimum to open - $100.00
Monthly maintenance / service charge:
$1500 or more - No Charge
Less than $1500 - $12.50
Emerald NOW Account
An interest bearing account with unlimited check-writing privileges for those at least 55 years of age.
Minimum to open - $100
Monthly maintenance fee:
$750 or more - No Charge
Less than $750 - $7.50
The benefits regarding our Emerald account include the following:
- 1/2 off on Safe Deposit Box (excluding the 10x10 or larger.)
- Emerald Personal Checks-No Charge
- Traveler's Checks-No Charge
- Money Orders-No Charge
- Notary Services-No Charge
Super NOW Account
A premier NOW account which offers a competitive market rate, while providing liquidity on deposits.
Minimum to open - $100.00
Earns a competitive market rate
Monthly maintenance fee:
$35,000 or more - No Charge
Less than $35,000 - $15
First Star Club
A NOW account which also offers financial and lifestyle benefits.
Minimum to open - $100
Monthly minimum membership fee - $9, $10, or $11.
Non-Interest Bearing Accounts
Regular Checking
A non-interest bearing account with unlimited check-writing privileges.
Minimum to open - $100
Monthly maintenance fee:
$750 or more - No Charge
Less than $750 - $7.50
Economy Checking
A non-interest bearing account with limited check-writing privileges.
Minimum to open - $100
No minimum balance requirement
First 25 withdrawals per
statement cycle - No Charge
Additional withdrawals - $.25
