PERSONAL SAVINGS ACCOUNTS

Current Interest Rates

Personal Savings Account

An interest bearing account that offers convenient access to funds. *LImited to 6 withdrawals per statement cycle.

- Minimum to open - $100
-**Monthly or Quarterly maintenance fees:
                    $300 or more - No Fee
                    Less than $300 - $3
- More than 6 withdrawals per statement cycle - $1 Each (Federal regulations limit withdrawals to 6 per statement cycle.)

Minor Savings

An interest bearing account for those under the age of 18 that offers convenient access to funds.  *Limited to 6 withdrawals per statement cycle.

- Minimum to open - $25
-**Monthly or Quarterly maintenance fees:  No Fee
- More than 6 withdrawals per quarterly statement cycle - $1 Each

**Maintenance fees are based on a required minimum daily balance.

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