When you choose to bank at First State Bank, you trust us to always put you first.  We have a great responsibility when you call us "your bank" and we will always remember this point. 

At First State Bank, we offer a vast array of banking solutions-solutions that fit your individual needs.

Consumer Loans
(Ask a lender for current details)

Installment Loans
Receive quick turnaround from local decision makers
on various loan needs.

Student Loans
Ask how First State Bank can assist in providing money for college. 
Click here for more information.

Home Loans  
(Ask a lender for current details)

Residential Loans
First State Bank provides short-term fixed / variable rate home loan financing.

Home Improvement Loans
Whatever your home improvement needs are, First State Bank can help.

Home Equity Loans
Your largest financial asset may be the equity in your home.  Use a First State Bank home equity loan for any of your borrowing needs.

Residential Lot Loans
We can help finance the purchase of that perfect lot.

Interim Construction Loans
First State Bank offers competitive construction loans to meet your needs.

Mortgage loans  
First State Bank offers a variety of long-term mortgage products.  (Ask a lender for current details)

Overdraft Privileges
Overdraft funds are available - Up to $700
Per check overdraft fee - $25
(Subject to approval)

Debit Card
The First State Bank Debit Card can be used anywhere VISA is accepted,
and also provides access to cash  from any ATM.  The Debit Card
withdrawals funds from your account, and the transactions are detailed on your monthly statement.

ATM Card 
The First State Bank ATM card offers fast, convenient access to balances 24 hours a day, 7 days a week.

Direct Deposit
If you would like to minimize trips to the bank, take advantage of direct deposit.  This service safely and conveniently provides access to your funds. Through Direct Deposit your social security, retirement or payroll checks are automatically deposited into your account.

Safe Deposit Box
Store your valuables and important documents in a safe deposit box.  All boxes are subject to availability.  Box sizes vary by branch location.  Not FDIC insured.

Internet Banking with Bill-Pay
At www.firststatebank-texas.com, account information is available in the privacy of your home or office.  Upon enrollment, you will have access to bill-pay, account balances, transaction histories, and account transfers.

• Internet Banking Customer Service (866) 214-5027
  (available during regular business hours)

TeleBank
(800) 497-3867
Provides 24-hour account information by phone.