Certificate of Deposit
Blue Chip Super NOW (Checking) Accounts
Interest Rates

      A minimum deposit of $35,000.00 is needed to open this account.

      If the balance falls below $35,000.00 on any day in the monthly statement cycle, a service charge fee of $15.00 will be imposed once during the statement cycle.

      Interest rate and annual percentage yield may change.

      At banks discretion, the interest rate on the account may change.

      Interest will be compounded and credited to the account every month.

      If the account is closed before interest is credited, credit for the accrued interest will not be given.

      A minimum balance method is used to calculate the interest on the account.  This method applies a daily periodic rate to the principal in the account each day.

      Interest begins to accrue no later than the business day on which we receive credit for the deposit of non-cash items, such as checks.

      Fees could reduce the earnings on this account.