No Minimum Balance Required
Regardless of the minimum balance each month, your regular checking account will not receive any additional service charge.  You pay the same amount every month.

Earn Interest (Now Account)
As a First Star Member, you will earn interest at our standard NOW account interest rate.

Personalized Checks
Personalized checks will be provided to you as a First Star member.  Safety paper checks will be provided at no additional charge or you may receive designer checks at a 50% discount.

Safe Deposit Box Discount
Which is good for a $5.00 discount to apply to the rental price of any safe deposit box depending on availability.

Traveler’s Checks and Money Orders
Get your traveler’s checks and money orders from us.  There is no issue charge to First Star Club members.  Some restrictions apply.

On-line Banking
Have access to your account 24 hours a day, 7 days a week, at no additional charge through our on-line banking service.  Ask for more details.

Identity Watch
Help protect what you value most – your identity.  As a member, enrolling in the Identity Watch program provides you with a copy of your credit report, ongoing credit file monitoring and comprehensive victim assistance benefits.  Identity Watch is an easy way to protect yourself against one of the fastest growing crimes.

Lifestyle Benefits
$10,000 Accidental Death & Dismemberment Insurance and $20,000 Common Carrier Insurance
Insurance is provided immediately at no additional charge.  Coverage is reduced 50% at age 70.  If joint account, total coverage is divided evenly.  You may elect additional coverage – see application.

Beginning April 1st, all First Star Club account holders will have accidental death and dismemberment insurance and or common carrier/scheduled airline coverage through Ace American Insurance Company. If you would like a new description of coverage form go to www.memberbenefitpackage.com/acedoc or visit your nearest branch.

Prescription Drug Discounts
Through a nationally recognized prescription drug program, you will receive the best price available on your prescription at your local participating pharmacist.

Hotel & Motel Discount
Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad.  Restaurant discounts are also available at many of these facilities.

Prescription Eyewear Discounts
You receive guaranteed lowest prices on eyewear at thousands of locations nationwide plus a 30 day satisfaction guarantee.  You also have access to a network of ophthalmologists in selected markets providing members a 10% to 30% discount on qualified procedures.

Hearing Instrument Discounts
We have made arrangements with a hearing service for fantastic discounts on hearing instruments.  Members receive free hearing exams and 15% off auditory devices at Belton locations.

Credit Card Registration
You may register all your credit or debit cards with our convenient protection service.  Should your cards become lost of stolen, call our toll-free number at (800) 288-4842 and our operators will make all the necessary arrangements to have your registered cards cancelled and re-issued immediately.

Entertainment Discounts
Members can avoid the long lines and take advantage of substantial savings with our discount amusement and theme park tickets.