Procedures for the Submission of Complaints or Concerns Regarding Financial Statement or other Disclosures, Accounting, Internal Accounting or Disclosure Controls, or Auditing Matters

The Audit Committee of First State Bank has established a Whistleblower Policy as a means for employees and customers to report concerns or complaints.  A report may be submitted anonymously and confidentially to the internal audit department in the following ways:

First State Bank Audit Department

Any concerns or complaints regarding audit issues should be reported directly to the Audit Committee Chairman, Hal Holtman, Jr.  His contact information is:

Phone:                  (830) 625-1182
E-mail:                  hal@holtmanwagner.com
Regular Mail:         FSB - Tip Line
                              P.O. Box 311508
                             
New Braunfels, TX 78131-1508